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Understanding Assisted Living: Costs, Care Limitations, and Financial Considerations for Families
Introduction As America's population ages, more families are confronting difficult financial and caregiving decisions related to assisted living and long-term care. Assisted living facilities can provide important support for older adults who need help with daily activities, but many families underestimate the costs, misunderstand the limits of care provided, and are unprepared for the financial responsibilities that remain with family members. What Is Assisted Living? Assist
channelleheth
May 172 min read
So You Missed Financial Literacy Month. Now What?
April is almost over. Financial Literacy Month came and went — maybe you noticed, maybe you didn't. Maybe you saw a post from a bank, scrolled past it, thought I should really look into that, and then life kept moving. A deadline at work. A medical appointment. A kid. A commute. The kind of week where good intentions don't stand a chance. If that sounds familiar, this post is for you. Because here's what nobody tells you about Financial Literacy Month: missing it doesn't mean
channelleheth
Apr 294 min read
When Life Feels Like A Storm, Money Can Be Your Anchor
Finding Stability, Choice, and Confidence in an Unpredictable World Life rarely asks if you’re ready. Job insecurity, breakups, medical diagnoses, loss, and relentless headlines can stack up fast, leaving many of us living in a constant state of What now? When you’re also navigating the world with a disability, the chaos can feel doubled—external uncertainty paired with an internal recalibration of how you move, communicate, and exist in spaces that weren’t built for you. Af
channelleheth
Apr 113 min read
From Setback to a Mission: Why I Created Heth Financial Counseling, L.L.C.
In 2014, at 28 years old, my life changed overnight. An emergency surgery for a retinal detachment accelerated a reality I had been navigating my entire life. I had always been visually impaired and legally blind. I attended the F lorida School for the Deaf and the Blind and grew up using accommodations. but this surgery marked a significant turning point. That experience reshaped not only my life, but how I understand money during disruption. I was placed on medical leave
channelleheth
Mar 73 min read
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