HETH FINANCIAL COUNSELING, L.L.C.
Services & Pricing
Financial support should be clear, practical, and tailored to what you need. At Heth Financial Counseling, L.L.C., financial counseling and coaching are offered at the same rate, so you don't need to decide which one you need before getting started. Each session can include counseling, coaching, or both, based on your goals and circumstances.
Individual Session
$155 for 60 minutes
A good fit when you want focused help with a particular financial question, decision, or challenge. What we can work on:
- Understanding your income, expenses, and cash flow
- Creating or adjusting a spending plan
- Reviewing debt and repayment options
- Building savings and financial resiliency
- Understanding credit
- Preparing for a financial transition or life change
- Creating a practical financial action plan
- Following through on financial goals and next steps
4-Session Package
$560 for four 60-minute sessions
A good fit when you're working through several priorities, building new systems or habits, navigating a transition, or want ongoing support and follow-through.
- Four 60-minute sessions ($140 each)
- Use any mix of counseling and coaching
- Sessions must be used within 60 days of purchase
- Partners are welcome at no additional cost
- Package, cancellation, rescheduling, expiration, and refund terms are provided before purchase
Daily Money Management
Priced by scope
Hands-on help with routine financial organization and money management, tailored to your needs and preferences. Unlike financial counseling or coaching, Daily Money Management can include hands-on help with routine financial tasks, such as organizing bills, records, and recurring payments. To get started, schedule a free 20-minute consultation. Services and fees are agreed on in writing before any work begins.
- Organizing bills, statements, and financial paperwork
- Setting up systems to pay bills on time
- Tracking income and household expenses
- Maintaining financial records
- Fees are based on the scope and complexity of the work. After a free consultation, you'll receive the proposed services and fees in writing before any work begins.
If we both agree to continue past 60 minutes and time is available, additional time is billed at the same rate in 15-minute increments.
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Not sure which option fits? You don't need to decide before we talk. Every new client begins with a free 20-minute consultation. We'll talk about what you're working on, whether we're a good fit, and whether a single session or the package makes sense.
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REDUCED-FEE SESSIONS
If cost is a barrier, please ask. I reserve a portion of my schedule for reduced-fee sessions. Requests are considered individually, and you won't be asked for proof of income. We can talk about availability during your free consultation.
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WHAT TO EXPECT
Every new client relationship begins with a free 20-minute consultation. Fees are agreed upon in writing before paid services begin, and you'll know the cost of any additional time before deciding to continue. I don't sell financial products or earn commissions. Sessions are available virtually and in person in Alexandria, Virginia.
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ABOUT MY BACKGROUND
I'm an AFC® Candidate. I've passed the AFC® exam and am completing the experience hours required for certification through AFCPE®.
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SCOPE OF SERVICES
Financial counseling, coaching, and daily money management are educational and administrative services. They do not constitute legal, tax, investment, or mental health advice.