HETH FINANCIAL COUNSELING, L.L.C.
Counseling Packages
Professional guidance tailored to your financial goals
Pay-As-You Go Financial Counseling
$110 per hour
Flexible and responsive sessions designed to help you understand your financial picture, reduce uncertainty, make clearer decisions
- Understand where your money is going
- Creating or refining a realistic spending plan
- Organizing bills, debts, and obligations
- Talking through financial decisions with more confidence
- Create a personal spending plan
- Plan for irregular or surprise expenses
Pay-As-You Go Financial Counseling
$135 per hour
Supports consistency, follow-through, and habit-building with applying spending plans in everyday life
- Understand where your money is going
- Organizing bills, debts, and obigations
- Create a personal spending plan
- Build routines that make money feel more manageable
- Staying consistent with plans already created
- Develop a simple money check-in routine
- Working through setbacks without losing momentum
- Develop strategies for predictable stress points
Clarity Starter Package
3 Sessions for $300
Provides continuity, reduce decision fatigue, build confidence over time
- Get organized
- Understand cash flow and priorities
- Organize bills, debts, and obligations
- Build money management routines
- Create a workable spending plan
- Identify immediate next steps
- Begin building a financial cushion
Money decisions are rarely about numbers. Stress, habits, and past experiences shape how we make choices. The goal isn't perfection - it's learning how to navigate your finances with more ease, even when conditions aren't perfectly calm. Please ask about our other session packages that provide more in-depth focus and support for your individual needs and goals.
PRICING PHILOSOPHY AND ACCESSIBILITY
Rates are intentionally set below typical market ranges to increase access to ethical, education-based financial support. In some cases, sliding scale pricing may be available, depending on individual circumstances.