Talking about money can feel overwhelming, but curiosity is the first step toward clarity. Our sessions are a safe, judgment-free space to normalize money stress and build a stable financial foundation.
Frequently Asked Questions
General
It helps you understand your full financial picture and make informed decisions, especially during change or stress.
Coaching builds on counseling: once you have clarity, it helps you build habits, set goals, and stay accountable over time.
If money feels stressful or confusing, start with a free consultation. There is no pressure and no obligation.
It is a conversation, not a sales call. We talk about your situation, what you hope to change, and whether working together is a good fit.
No. I do not sell insurance, investments, or financial products, and I receive no commissions. My only role is to help you understand your options.
People at every income level and stage, including those navigating debt, job transitions, federal employee benefits, caregiving, and everyday financial stress. Everyone deserves honest, judgment-free guidance.
Yes. Sessions are available in person in the Alexandria, Virginia area and virtually for clients elsewhere, where permitted.
Most sessions are 60 minutes, with 90-minute sessions available for deeper conversations.
Rates are intentionally set below typical market ranges to increase access. Current pricing is on the Services and Pricing page. Sliding-scale pricing may be available depending on circumstances, so please ask.
Yes. Your information is treated as private and handled with care. We will go over how your information is used and protected when we begin working together.
No. Heth Financial Counseling provides education and coaching only, not legal, investment, tax, or therapy services. When you need one of those, I will help you find the right licensed professional.
Start with a free, no-pressure consultation using the Get Started button on the website, and we will take it from there.