Individuals and couples who want a clearer understanding of their money and a practical next step. People often come in during a transition, such as a new job, a separation, a health change, caring for a parent, or retirement planning, or simply because they are tired of feeling unsure. You don't need to be in a crisis, and you don't need to earn a certain amount. I work with clients in Virginia and in other states, and I bring particular background in federal employment and workplace benefits.